If there is a half-year interest payment date and the account has interest payment, the statement of the current month of the interest payment date will be sent the following month. 0000006038 00000 n Only clients who have "Digital Certificate" of GMB can do non-designated account funds transfer and remittance. If you receive such a request, please call +852 2877 5488 to notify us immediately. Want to enjoy prestige travel and lifestyle privileges with your loved ones with Private Banking level banking services? The account number of the account from which you are sending funds. From now till 30 June 2023, earn 388,000 Miles by setting up a 12-month Asia Miles Time Deposit with HKD1,000,000 new funds. annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. The information contained in this video is not professional advice and should not be relied upon by any person. Sign in to capitalone.com. You can also set up automatic external transfers from an account. NMLSR ID 464182. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. Do not use your date of birth, name, ID number, telephone number or similar numbers as your password. We also reference original research from other reputable publishers where appropriate. 'Q,[ Hs R2GEF8%]lQ)PmT"O>c6r %`v3AYPm k2!s>9l}s\OWN`U~_*36fiEM8>}LMLS 4>4t,+^%D:&%$a^|~|nY@z\8h9y^ Ut@epO_bcfm 7 These include white papers, government data, original reporting, and interviews with industry experts. Three, check into their communication avenues. 7. Protect your personal digital keys and beware of fraudulent links. The clients need to fill in the Application Form for GMB or Application Form for HKEB and Application Form for Designated Beneficiary at the time of account opening. e. All principal cardholders (Cardholders) of Standard Chartered Cathay Mastercard Priority Private (Card) issued by Standard Chartered Bank (Hong Kong) Limited (the Bank) will be charged first year annual fee on the third month from Card opening date. Want to enjoy more with more premium travel, lifestyle and banking privileges beyond Miles? Some banks require an external account be created and linked before deposits or withdrawals be made into that account. ACH Transfers: What Are They and How Do They Work? From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. 6. Existing Client refers to a client who, as of the last day of two months prior to the date of the current sign up for Priority Private/Priority Banking, (i) held any products or services with or distributed by the Bank (including but not limited to deposit account (in the case of joint account, unless the existing client is a primary account holder to the joint account, he/she will not be considered having held any product or service with or distribution by the Bank), investment services and insurance products underwritten by the third party insurer) except Standard Chartered Credit Cards, and (ii) maintained a positive Total Balance. If you need to transfer a larger amount, call us at 800-531-USAA (8722) That's 800-531-8722 800-531-USAA (8722) That's 800-531-8722. CUBHK does not provide any official mobile applications (mobile apps) on AppStore and GooglePlay. 0000010333 00000 n She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies for financial brands. For every HKD8,000 accumulated eligible spending made directly with Cathay Pacific and HK Express, the Cardholders can earn: b. 243 0 obj <>/Filter/FlateDecode/ID[<483DB04D25C22E479D9F9D6D256FFFBB>]/Index[226 32]/Info 225 0 R/Length 92/Prev 465517/Root 227 0 R/Size 258/Type/XRef/W[1 3 1]>>stream For HKEB applicants, the clients should input the User Name set by themselves and the password shown on the password letter first, and then change the above-mentioned information immediately to activate the internet banking service. (No one from CUBHK will ask you for your password.). # Terms and Conditions apply. 0 Bank of America. 0000011024 00000 n This link takes you to an external website or app, which may have different privacy and security policies than U.S. Bank. We use technologies, such as cookies, that gather information on our website. To get started, log into online banking and follow these steps: Select Transfers at the top of the page, then choose External transfers and wires. What Is the Automated Clearing House, and How Does It Work? As for current accounts,the Branch has USD, HKD, and CNY accounts. Location code 0-9 A-Z 2 characters . 6"K i,j4N r"~=R)H >z6A]|6jSGqH];mC-"^Ouw_ox]. the total time to process largely depends on the timing of the transfer, as there are daily settlement cutoffs for processing electronic deposits. x}Ko0 If you have any concerns about online security or account activities, please call +852 2877 5488 during working hours to contact our service staff and change your password as soon as possible. Citibank. Investment involves risks. The Promotion Period is from 1 April to 30 June 2023. Incoming domestic: $15 ($0 if coming from Chase). 0000009608 00000 n Check with your financial institution to find out your daily and monthly sending limits. Do not download any mobile apps that appear to be the counterfeit mobile apps . You can enter an account at a different financial institution in either field if you have setup one of those accounts. DO NOT disclose your password to anyone. 2. Please refer to the, The validity period of Digital Certificate is one year. "Payments Myth Busting. $100,000. The minimum amount for an individual time deposit is HKD10,000 or USD5000 (or equivalent). This link will direct you to a third party website over which the Bank has no supervision or control. External transfers can be used to move money between accounts that you hold at different banks, to send money to the bank account of a friend or family member, or even to pay bills or pay for services. EFT payments are initiated in seconds, although it take banks up to 72 hours to fully settle and process the transaction. hbbbb`b`` ; To add an external transfer account. In 1978, in fact, the U.S. government passed the Electronic Fund Transfer Act (EFTA). 55 0 obj <> endobj An external transfer is a way to move money between accounts that are in different financial institutions. This video has been created solely for general information purposes, without taking into account any person's objectives or needs. Investors should not rely on the contents of this video, but should make and rely on their own assessment and evaluation and undertake their own investigations and inquiries and seek all necessary independent advice. AD-AAB-ABC-CRT. If the clients cant visit the Branch, please apply by mail. Please check if there is any anomaly on the login page and when you are logging into the website. hVmk9+RJB %wE6gkqGF3mB+4~C`D"NY !P&Z(X(5&F(&Vhbi55^M\/}{z7Xlnv2wVfU1uT;vZbYkya%e`arjszh|}uaT]`d@|i[gCllq\^'*5a}Ld6S6PA(d/&ek8s:xT>X:OJg F'li!UY}i\H"=t A:hCD$i^%2.RLd|1|6$%Rgm|$d(Hgh0cH9>oSH1^ $.{)pTHtI3z0R?Ra M7O{fk@lt9U&3yLxWE@r,cX/d1|Y78TV2x~@hgGl+>O/w1#uPR,_ /o? Please use Automatic Lock and/or Enable Password Lock functions to prevent others from using your mobile device without permission. The more you deposit, the more Asia Miles you earn! Customer may inquire the supplier of their computer or software about choosing the most suitable firewall. For subsequent years, Cardholders can enjoy the annual fee waiver so long as Cardholders meet the relevant criteria in the year prior to the next annual fee billing month. EXTERNAL TRANSFER LIMITS: Debits: Credits: Daily aggregate $ amount. trailer The Bank will call clients for the verification and set up as soon as possible. endstream endobj 56 0 obj <>/Metadata 4 0 R/Outlines 1 0 R/Pages 3 0 R/StructTreeRoot 6 0 R/Type/Catalog/ViewerPreferences<>>> endobj 57 0 obj >/PageTransformationMatrixList<0[1.0 0.0 0.0 1.0 -306.0 -396.0]>>/PageUIDList<0 925>>/PageWidthList<0 612.0>>>>>>/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 58 0 obj <>stream ACH stands for automated clearing house, which is becoming a very popular way to make external transfers. Please fill in the application form to apply for the password again. Most banks allow external transfers. Please do not leave your computer after logging into the E-Banking of Cathay United Bank Hong Kong Branch (CUBHK). Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. How it Works, Safety, and Fees. If a depositor does not conduct any transactions with the Branch within a year, the account will be treated as dormant account. Account statement will not be delivered for dormant accounts. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. External transfers are a fundamental part of the modern banking system, allowing individuals and corporations to move money easily between accounts. Since Taiwan's entry to the World Trade Organization (WTO), we have faced intense competition from multinational financial conglomerates. Select Transactions from the left-hand navigation menu and then select Funds Transfer. Before downloading any applications or opening an email, make sure to execute anti-virus and/or anti-spyware software for scanning the application/email. These are the current Zelle sending limits for major banks: Bank of America: $15,000 per 24 hours, $45,000 in a seven-day span and $60,000 every 30 days for small businesses. 11. The anti-virus software should be updated to the latest version and the latest patch(es) for internet browser should be installed timely. Insurance: Cathay Life Insurance, Cathay Century Insurance, China Life Insurance, Fubon Life Insurance, Taishin Insurance 3. In order to prevent your personal information from being used by others, please do not write down your personal E-Banking account information in a format familiar to others. The merged bank was renamed "Cathay United Bank Co., Ltd." To expand the scope of services provided and our market share, we then acquired Diqi Shangye Yinhang [Seventh Commercial Bank] on 1 January 2007. 0000017745 00000 n For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide. Terms and conditions applies. No representation or recommendation is made and no liability is accepted with regard to the suitability or appropriateness of any of the products or investments referred to in this video for any particular person's circumstances. ACH transactions consist of direct deposits and direct payments, includingbusiness-to-business (B2B) transactions, government transactions, and consumer transactions. For details, please refer to. Free transfers in 1 to 3 business days. Otherwise, customers may conduct transactions on the Branch's internet banking (transactions are accepted all day long and the transaction time is 9:00 to 15:00 from Monday to Friday). This video has been produced by the Hong Kong Association of Banks (HKAB). External transfers are used to send money from your account to a different institution. What is Online Banking? Note: The bank reserves the rights of requiring more supportive documents for further review. Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. The Bank always adopts strict security standards and procedures to prevent unauthorized persons from obtaining information about you. 0000003948 00000 n Payment is the transfer of one form of goods, services, or financial assets in exchange for another form of goods, services, or financial assets. As some data (such as password) could be stored in the cache (storage space reserved for temporary data which are used by internet browser), make sure to clean the cache and close the browser. You can transfer funds between accounts at your financial institution and also make external transfers to or from an account at another financial institution. 93 0 obj <>stream The Transaction Authorized message appears and confirms that the transfer was processed or will be scheduled to process, Click or tapCloseto set up another transfer, or click or tapManage Transferto review the transfer in the Activity Center. Please avoid using mobile devices that have been cracked or illegally hacked (such as jailbreaking or rooting the mobile device). After using the CUBHKs E-Banking services, please remember to logout the website and close the internet browser. All intellectual property rights in any part of this video that originates from the materials provided by HKAB belong to HKAB. Enter an Amount to transfer. To ensure you are granted more sufficient protection when making online transactions, if you wish to transfer to a third party's account, you are required to register the related accounts in advance, or make transfer to the said account through 2-step verification. The Branch accepts transactions via fax. Install virus detection software to detect common viruses such as Trojan Horses. So, very few legitimate uses for external transfers still exist. Because there are fewer protections for your money with an external transfer, you should only use it to pay for goods or services if you know and trust the seller. Financial institutions may limit the number or dollar amount of external transactions you perform in a given period. Not only will you have to find all the details that you need, but your bank may also do extra security checks to make sure that your transfer is genuine and that the recipient is legitimate. Chase Wire Transfer Fees. Clients can download and fill in the application form for GMB or application form for HKEB. . External Transfer Limits The following limits apply for any external checking or savings account linked in Online Banking: $250,000 per transaction $250,000 per account per day $250,000 per month Cancel a Recurring Funds Transfer You can cancel recurring transfers that you've set up in online banking at any time. Some financial institutions impose limits on external transfers. Regulation E outlines rules for electronic funds transfers, provides guidelines for issuers and sellers of debit cards, and protects consumers. If in doubt, Please contact CUBHK. Only clients who have Digital Certificate of GMB can do non-designated account funds transfer and remittance. This law put in place consumer protections around specific types of electronic transfers of money. You can stop the use of certain third-party tracking technologies that are not considered our service providers by clicking on Opt-Out below or by broadcasting the global privacy control signal. To borrow or not to borrow? Please call +852 2877 5488 to contact our staff immediately. In most cases the Credit Union will Spyware results in security issues such as security vulnerabilities of keylogger, leakage of personal confidential information and breach of computer security. Before You Wire Money.. The Organization for Economic Cooperation and Development(OECD) has provided information on the tax residency rules applicable in jurisdictions that are committed to automatically exchanging information. Click on your name/icon in the top right corner. If you are asked to make an external transfer to pay for goods or services, it could be a scam, so proceed with caution. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. Please log in to the. $45,000 daily limit and $75,000 monthly limit for inbound transfers. Please do not keep any written record regarding your password in: (1) any device that can be accessed to an internet bank, (2) the object you often carry with you, and (3) somewhere near the device computer. If you are still unable to access Online Banking, contact Online Banking Customer Service for assistance at 1-800-656-6561. Business customers should call 1-877-229-6428. Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking. endstream endobj 230 0 obj <>stream Install genuine and licensed edition of security defense software (e.g. %PDF-1.7 % U.S. Bank - External Transfers. The Bank will not ask customers to log in Internet Banking and to enter account or personal information, including user name and password. Most banking apps will automatically add your recipient to a list of people to whom you can send money, and online banking systems will also remember that certain recipients have already been verified. Disable the "AutoComplete" function of internet browser, so that the computer does not automatically fills in the information when entering the User Name. hb```. When applying for Internet Banking services, the customer is required to set up his/her own User Name. Up to 20 transactions . For details please refer to, For the terms and conditions of the Welcome Offer, please, **Remarks and Terms & Conditions of Asia Miles Time Deposit Rewards. endstream endobj 92 0 obj <>/Filter/FlateDecode/Index[6 49]/Length 20/Size 55/Type/XRef/W[1 1 1]>>stream The use of technologies, such as cookies, constitutes a share or sale of personal information under the California Privacy Rights Act. Standard Chartered Credit Cards refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards, Standard Chartered Business Card and Standard Chartered Corporate Card. There is no account maintenance fee at the present moment. To expand the scope of services provided and our market share, we then acquired Diqi Shangye Yinhang [Seventh Commercial Bank] on 1 January 2007. The annual fee of Digital Certificate is HKD400 in the first year and HKD250 from the second year onwards. Mobile devices (such as smartphones and tablets) have become an important tool in our daily lives. Provide cash management services by regional channels to meet your needs. In view of the potential risk involved in derivatives investment, investors without the general knowledge on derivatives can watch and clearly understand the content of all these four sections below which are extracted from the DVD provided by the Hong Kong Association of Bank ("HKAB") before any purchase of derivative products is made: Important Note For this purpose, CUBHK will base on information we have already asked or we may ask customers to complete Self-Certification Form to determine customers' tax residence. Money can often be transferred between accounts within the same institution for free. The clients can do transactions all day on HKEB. Remove the spam email whenever it is received. An external transfer is the movement of money between one financial institution and another. 0000018628 00000 n This video does not, and is not designed to, satisfy any particular regulatory requirements in any jurisdiction in relation to investor education or otherwise. You will be asked for additional security information to verify your authentication, create a new Password and continue with the login process. This video has not been reviewed by any regulatory authorities in any jurisdiction. Cathay United Bank was later renamed as Cathay Commercial Bank (CCB) on 3 July 2002. Wire transfer limits : To view your limits, start a wire transfer by selecting the from account and Save. If you forget your password, please contact the Bank to re-apply. 0000013769 00000 n The clients can download the Application Form and fill in the information, then mail the completed Application Form to Deposits Team, Cathay United Bank, Hong Kong Branch, 10F, Lee Garden Three, 1 Sunning Rd, Causeway Bay, Hong Kong or visit the Branch to apply. Learn more about the travel privileges and how to claim your lounge passes. Routing Number vs. Account Number: What's the Difference? You can continue to use the existing card before card replacement or renewal. 0000059320 00000 n Please regularly update the version of anti-virus software and perform the virus scan on your computer. With three tiers that recognise different banking relationships with us, each with its own travel, lifestyle and banking privileges new heights await you in every stage. If you access the E-Banking services as an entity / company, we suggest you adopting a dual control maker/checker (or above) security mechanism. * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower). Banks: China Construction Bank, Bank of China, Bank of Taiwan, Cathay United Bank, Taishin International Bank 2. You will need: Sometimes, the person or organization to which you are sending money can help you set up a transfer, either by providing these details or even by guiding you through the process of setting up a transfer. - $50,000 per day at ATM s. - $50,000 per week. The customer is suggested setting the User Name with the combination of English characters and numbers. 2.New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards. To open an account, the customer needs to provide the companys registration documents, including Certificate of Incumbency or Company search document that is valid within 6months. Unfortunately, the clients cannot choose because the correspondent banks have already been set up in the system. For this reason, external transfers via EFT are usually processed faster. 0000015346 00000 n After using the computer, disconnect it from the internet. They represent a no- or low-cost way to transfer money between accounts. A wire transfer is an electronic transfer of funds across a network administered by hundreds of banks around the world.
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